If you see an “R” or an “X” next to your index this means your current index is being adjusted (lowered) because you have two exceptionally low T-Score differentials in your file. This is a USGA rule that the SCGA must follow. T-Scores are held for 12 months from when they are posted. When your index starts to increase the T-Scores that are being held can cause your index to be lowered. The USGA looks at the two lowest T-Score differentials in the last 12 months and if the average of those T-Score differentials is more than 3 strokes of a difference to your index your index becomes adjusted. This is an automatic process that is done within the software that calculates ALL indexes every month. The USGA uses a calculation based on how many tournament rounds you have posted in the last 12 months and compares the difference in your tournament differentials to what your current index is. Based on the difference in your current index, how many tournament scores you have posted in the last 12 months and tournament differentials is how your adjusted index is calculated. The index reduction is calculated at each handicap revision and may vary from revision to revision based upon a number of factors. These factors include additional tournament scores, expiration of T-Scores, variation in index calculation, and fluctuation of your index calculation in relation to the 2 lowest T-Scores. Please contact your Handicap Chairperson for more information. They have received a report with information concerning your adjustment. - Updated: September 1, 2005